IFSC stands for Indian Financial System Code. It is a unique 11-digit alphanumeric code used to identify bank branches participating in the online transfer of funds via the National Electronic Funds Transfer (NEFT), Real Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) systems.

1. The IFSC code consists of three parts:
2. The first four characters represent the bank code.
3. The fifth character is always zero.
4. The last six characters represent the branch code.

For example, in the IFSC code “SBIN0001234”, “SBIN” represents the bank code for State Bank of India, “0” represents the default value, and “001234” represents the branch code for a specific branch of State Bank of India.

You can find the IFSC code of a bank branch on the Reserve Bank of India’s website, or by checking your bank account statement, passbook, or cheque book.

What is MICR code

Magnetic Ink Character Recognition (MICR) code is another unique identification code assigned to each bank branch in India. The MICR code is a nine-digit code that is printed on the bottom of a bank cheque. It helps in identifying the bank and the branch where the cheque is drawn from.

The MICR code uses a special type of ink that can be read by magnetic scanners. This ensures that the cheque can be processed quickly and efficiently. The first three digits of the MICR code represent the city code, the next three digits represent the bank code, and the last three digits represent the branch code.

MICR Code to IFSC Code

You can convert MICR code to IFSC code by following these steps:

1. Identify the bank code and branch code from the MICR code. The bank code is the middle three digits, and the branch code is the last three digits.
2. Go to the Reserve Bank of India's website: https://www.rbi.org.in/.
3. Click on the "IFSC/MICR Code" option under the "Information for Customers" section on the homepage.
4. Select the "MICR Code to IFSC Code" option.
5. Enter the bank code and branch code in the respective fields.
6. Click on "Get Details" to get the IFSC code for the bank branch.

Alternatively, you can also use third-party websites or mobile applications such as BankBazaar, BankIFSCcode, etc., to convert MICR code to IFSC code.

It is important to note that the IFSC code is unique to each bank branch and cannot be derived from the MICR code alone. Therefore, you need to know the bank code and branch code to convert MICR code to IFSC code.

Branch information of All Banks in India

Obtaining branch information of all banks in India is a massive task as there are thousands of banks and tens of thousands of branches spread across the country. However, you can access the branch information of most banks in India through their official websites or mobile applications.

Most banks provide an online branch locator tool that allows you to search for branches based on location, branch type, services provided, etc. You can enter your city or locality name, and the tool will show you the branches in that area along with their address, contact details, working hours, and other relevant information.

Additionally, the Reserve Bank of India's website also provides a search feature for locating banks based on their name, location, IFSC code, or MICR code. You can visit the RBI's website at https://www.rbi.org.in/ and click on the "IFSC/MICR Code" option under the "Information for Customers" section on the homepage to access this feature.

It is important to note that branch information may change from time to time due to various reasons such as mergers, closures, or relocation. Therefore, it is recommended to verify the branch information with the bank's official website or customer care before visiting the branch.

Bank of baroda IFSC code

Here's an example of the IFSC code for Bank of Baroda (BOB):

Let's say you have a Bank of Baroda account in the Kalkaji branch in New Delhi. The IFSC code for this branch would be BARB0KALKAJ, where:

• BARB0: This is the first 4 characters of the IFSC code, which represent the Bank of Baroda.
• 0: This is the fifth character of the IFSC code, which is a zero for most bank branches.
• KALKAJ: This is the last six characters of the IFSC code, which represent the specific branch of Bank of Baroda.

SBI IFSC code

Here's an example of the IFSC code for State Bank of India (SBI):

Let's say you have an SBI account in the Fort branch in Mumbai. The IFSC code for this branch would be SBIN0000300, where:

• SBIN: This is the first 4 characters of the IFSC code, which represent State Bank of India.
• 0000300: This is the last six characters of the IFSC code, which represent the specific branch of State Bank of India.

Indian bank IFSC code

Here's an example of the IFSC code for Indian Bank:

Let's say you have an Indian Bank account in the Anna Nagar branch in Chennai. The IFSC code for this branch would be IDIB000A017, where:

• IDIB: This is the first 4 characters of the IFSC code, which represent Indian Bank.
• 000A017: This is the last six characters of the IFSC code, which represent the specific branch of Indian Bank.

List of All Banks in India